CARES Act Information for Churches And Other Non-Profit Organizations

The recently-passed Coronavirus Aid, Relief, and Economic Security (CARES) Act makes available $2 trillion in relief funds to individuals and employers affected by the coronavirus epidemic. Some of the benefits that are available under the CARES Act are available to churches and other non-profit organiztions.

According to COVIDChurchAid.org, a project of the Florida Family Policy Council (FFPC), NYCF’s state ally in Florida, five different portions of the CARES Act are potential resources for churches that are suffering financially during this difficult season. Those portions of the CARES Act are:

  • Paycheck Protection Program Loans/Grants;
  • Expanded Unemployment Benefits;
  • Deferral of Payment of Employer’s Share of Social Security Taxes;
  • Employee Retention Credit for Employers Subject to Closure or Substantial Revenue Loss; and
  • Changes to Paid Leave and Emergency FMLA leave.

COVIDChurchAID.org adds that the portion of the CARES Act that is likely to be most helpful to churches is the Paycheck Protection Program (PPP). This program provides loans and grants to pay for salaries and some operating expenses. Churches and nonprofits became eligible to apply for PPP benefits on April 3, 2020. There is a funding cap, so churches are encouraged to apply immediately.

Expanded unemployment benefits may be helpful to church employees and employees of Christian charities that have been laid off during the epidemic.

COVIDChurchAid.org recommends an explanatory outline from the Evangelical Council of Financial Accountability (ECFA) for more helpful information on the CARES Act. For instructions on how to apply for benefits, please click here. For pastors’ resources on COVID-19, please click here.

New Yorkers for Constitutional Freedoms appreciates the aid that has been made available to hard-hit churches and non-profit organizations during this difficult time.